Whew! What a year it’s been. And it’s not even over yet.
My career break will officially be over on October 17. I’ll be starting a new job that day– not necessarily the one I thought I’d be getting into (more details in my last post)– but I’m actually really looking forward to it.
Here’s how Net Worth has changed since I left my job:
The decline in net worth appears to be equal parts serious reduction in income and the market downturn. We’ve kept spending fairly modest this summer, except for an international trip my husband took to visit an ailing family member. Spending averaged $5,000/month.
Investing:
I contributed $4,000 to my Roth IRA since April 1. $3,300 of that was on September 28 after I signed my offer letter. I realize it may be counting my chickens before they hatch, but I really wanted to get that $6,000 contribution total in there as soon as possible. I just took it from savings and will replenish savings as soon as I get my first paycheck at the end of this month.
What’s next:
Aside from replenishing our savings account, we have some planned spending to work out once I start getting paid. Some of these are more short-term, and some are further out, but bigger and require more planning:
-Blanket (made from my Mom’s clothes) from Etsy or local quilter
-New Roof
-Bathroom reno (cosmetic)
-Kitchen reno (cosmetic)
-Landscaping (green fence to hide our next door neighbors’ junk yard)
-Mobile dog grooming
-Style eval (a fun “maybe” purchase for me later this year!)
Fall always feels like the new year to me. Typically, it’s November when I really start planning, but it’s a little earlier this year. Gearing up for the next phase….
-K