Jeez Louise.
My job has taken the life out of me this month. It’s not going horribly, it’s just so busy that I’m depleted by the end of the day. Putting additional ideas into additional words via additional hours in front of a computer was just not appealing.
I never got our March budget up here because I’m lame.
It’s not very different from February overall EXCEPT taxes will be expensive and we will have to replace our HVAC system. I have a feeling we can get a decent deal on it, but it will still be a few thousand dollars. We’ve got savings that will cover it.
Hubby is closer to securing full time work. He’s on a trial basis with a small local business, but it’s looking promising, and he really enjoys it. We’re hoping he can start close to his previous salary, although it was in a completely different industry, so he may have to start a little below. Not a big deal. It’s just nice to not see him burned out. Side hustles have helped greatly in the meantime.
Speaking of exciting updates…
I’ve made the adjustment to FULLY MAX OUT MY TSP. That will be $19,500 by the end of the year, barring any unexpected “oh-shits.” That will begin in April.
We will be getting stimulus payments and are still working out what to do with them.
Hubby opened a Roth IRA and maxed it out for 2021. We’re also talking about going back and trying to max it out for 2020 before April 15! We talked about possibly putting the stimulus payments towards that.
I’m at $3,500 in my Roth IRA for 2021.
There was an old HSA in my name from a previous job. I forgot to update my information and was not getting notifications, so eventually it was closed and the funds sent to my state as unclaimed property. I filled out the paperwork yesterday on that, and while we’ll unfortunately be taxed on it, I plan to put that ~$2,200 into my Roth IRA.
So, all in all, it looks like we’re on track to completely max out our accounts this year.
It feels amazing.
Monthly surpluses the rest of the year will go to the sinking funds, brokerage account, and maybe some more mortgage payments!
How has Quarter 1 been treating you?
-K