This year’s roundup feels a little different than most. I even debated adding it, but I’ll keep it consistent with previous 2022 quarters.
It may be the last time I report these in their current grouping. This also includes my husband’s Roth IRA, and that may or may not be “ours” in the coming months now that we’ve separated. Who knows?
On a positive note, I’m pretty proud of this. I remember one December years ago where I was SO EXCITED that we’d earned $300 in dividends for the year. It really kicked off my goals for the future, and it’s fun to revisit that now that we’ve really built up our nest egg that’s pulling in 20x what it was back then.
The grand total for 2022 was $6,677.58. When you think about it, it’s kind of like a part-time job you don’t have to show up to!
I’m chomping at the bit to fully fund my Roth IRA for 2023, but with everything in my marriage up in the air, I think I’ll hold off until I have an idea of what the rest of the year will look like. That has less to do with me thinking I’ll need the money for something else and more to do with potential splitting of assets and not knowing anything about that. I feel like having more cash on hand may make some things easier if we can’t work it out.
Both my Roth IRA and my husband’s were fully funded this year. I also have my rollover IRA, a TSP, and a new 401(k) in the mix. My husband has a 401(k) as well but has yet to log in and allocate it to actual investments, so that’s essentially a cash account. Right now, for my new 401(k), I’m only contributing to the match, as it’s a 5-year tiered vesting schedule, and I doubt I’ll be at this job for 5 years.
Sorry this year’s report if more of a downer. I still have dreams for FIRE, but I need to figure out what life is going to look like in the short term as well, as well as the long, for now.
-K